This will give you notice that insurance or an annuity sold by the bank or any of its affiliates: (i) is not a deposit or other obligation of, or guarantee by, the bank or an affiliate of the bank or any person selling insurance on the bank's behalf; (ii) is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States, the bank, or any affiliate of the bank; (iii) may in certain cases involve investment risk, including the possible loss of value.