Whether you are a first time homebuyer or refinancing your existing mortgage, our mortgage specialists are available to answer all of your questions and help you through the process smoothly and quickly.
- Fixed and variable interest rates.
- Various terms available.
- Offered to eligible individuals, businesses, churches, organizations, etc.
Get started on your mortgage loan application today! Click on the links below to download your mortgage loan application documents:
Mortgage Loan Application (PDF)
Demographic Information Addendum (PDF - please fill out one each for Borrower and Co-Borrower)
Borrower Certification & Authorization (PDF - please print, sign & return with application)
Please mail your completed application and Borrower Certification along with a check for $38.00* made payable to:
c/o Mortgage Dept.
P.O. Box 90002
Blacksburg, VA 24062-9002
(*This charge will cover the cost of your credit report and will avoid any delays in your loan processing. If you are denied for credit, we will refund any amount you have paid that exceeds the cost of the credit report.)