Rates & Fees

Interest rates on deposit accounts as of August 30, 2016. Click here to view our current Service Fees.

Deposit Accounts
Account Annual Percentage Yield (APY) Interest Rate
Primeline Checking 0.01% 0.01%
NOW Checking (balance less than $2,500) 0.01% 0.01%
NOW Checking (balance $2,500 or more) 0.02% 0.02%
Statement Savings 0.02% 0.02%
Holiday Club 0.02% 0.02%
Health Savings Account (balance less than $2,500) 0.01% 0.01%
Health Savings Account (balance $2,500 or more) 0.02% 0.02%


Certificates of Deposit
Term Annual Percentage Yield (APY) Interest Rate
90 days 0.03% 0.03%
6 months 0.05% 0.05%
12 month- no penalty 0.06% 0.06%
12 months 0.07% 0.07%
18 months 0.08% 0.08%
24 months 0.16% 0.16%
36 months 0.30% 0.30%
48 months 0.38% 0.38%
60 months 0.59% 0.59%


IRA's - Traditional & Roth
Term Annual Percentage Yield (APY) Interest Rate
IRA Savings 0.03% 0.03%
12 months 0.07% 0.07%
18 months 0.08% 0.08%
24 months 0.16% 0.16%
36 months 0.30% 0.30%
60 months 0.59% 0.59%


Money Market Deposit Account
Daily Balance Annual Percentage Yield (APY) Interest Rate
0-$9,999.99 0.02% 0.02%
$10,000.00-$24,999.99 0.03% 0.03%
$25,000.00-$49,999.99 0.05% 0.05%
$50,000.00-$99,999.99 0.08% 0.08%
$100,000.00 + 0.15% 0.15%


Business Money Market Deposit Account
Daily Balance Annual Percentage Yield (APY) Interest Rate
0-$9,999.99 0.03% 0.03%
$10,000.00-$24,999.99 0.04% 0.04%
$25,000.00-$49,999.99 0.05% 0.05%
$50,000.00-$99,999.99 0.09% 0.09%
$100,000.00 + 0.20% 0.20%


Service Fees *Asterisk indicates fee change effective August 22, 2016

Account Fees
 
Return Item Charge
$35.00
Overdraft Item Charge (per item)
$35.00
      Maximum per day - Consumer
$210.00
    Maximum per day - Commercial $420.00*
Return Deposit Item
$7.00
Stop Payment
$30.00
Cashier's Check
$5.00
Savings Overdraft Charge
$35.00
Holiday Club Early Closing
$5.00 & loss of interest
Dormant Fee (per month)
$5.00
Early Closing Fee (within 90 days)
$25.00
 
 
Check Card/ATM Card
 
ATM Transactions (per use)
 
      Non-National Bank ATM
$2.00
      Non-customer at National Bank ATM
$3.00
Replacement Check Card
$5.00
 
 
Wire Transfers
 
Incoming - Customer
$10.00
Incoming - Non-customer
$25.00
Outgoing - Customer
$15.00
Outgoing - Primeline/Plus Package
$5.00
Outgoing - Non-customer
$25.00
Outgoing - International
$65.00
Incoming - International
$10.00
 
 
Additional Services
 
Garnishments/Liens
$100.00
Collection Item
$20.00
Deposit/Loan Verification
$10.00
Letter of Verification (Real Estate)
$10.00
Check/Document Copy (per hour)
$20.00
Statement Copy
$3.00
Statement Reconciliation (per hour)
$25.00
Account Research (per hour)
$25.00
Travelers Checks for one
1% of purchase
Travelers Checks Primeline/Plus Package
no charge
Travelers Checks for two
2% of purchase
 
 
Safe Deposit Boxes  
Size (inches)
Rental (yearly)
2 x 5
$20.00
2.5 x 5
$25.00
3 x 5
$25.00
4 x 5
$30.00
5 x 5
$35.00
3 x 10
$35.00
4 x 10
$45.00
5 x 10
$50.00
6 x 10
$52.00
6 x 11.5
$55.00
10 x 10
$75.00
12 x 12
$81.00
16 x 15.5
$120.00
Locker
$90.00
Key Replacement
$20.00
Drilling Fee
$150.00


The interest rate for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account.

Learn more about our accounts!  Rates & Fees  |  Account Disclosure  |  Terms & Conditions