Interest rates on deposit accounts as of March 30, 2021. Click here to view our current Service Fees.
Deposit Accounts |
Account |
Annual Percentage Yield (APY) |
Interest Rate |
Primeline Checking |
0.01% |
0.01% |
NOW Checking (balance less than $2,500) |
0.01% |
0.01% |
NOW Checking (balance $2,500 or more) |
0.01% |
0.01% |
Statement Savings |
0.01% |
0.01% |
Holiday Club |
0.01% |
0.01% |
Health Savings Account (balance less than $2,500) |
0.01% |
0.01% |
Health Savings Account (balance $2,500 or more) |
0.01% |
0.01% |
Certificates of Deposit |
Term |
Annual Percentage Yield (APY) |
Interest Rate |
90 days |
0.01% |
0.01% |
6 months |
0.02% |
0.02% |
12 months |
0.04% |
0.04% |
18 months |
0.05% |
0.05% |
24 months |
0.06% |
0.06% |
36 months |
0.08% |
0.08% |
48 months |
0.09% |
0.09% |
60 months |
0.18% |
0.18% |
IRA's - Traditional & Roth |
Term |
Annual Percentage Yield (APY) |
Interest Rate |
IRA Savings |
0.01% |
0.01% |
12 months |
0.04% |
0.04% |
18 months |
0.05% |
0.05% |
24 months |
0.07% |
0.07% |
36 months |
0.08% |
0.08% |
60 months |
0.18% |
0.18% |
Money Market Deposit Account |
Daily Balance |
Annual Percentage Yield (APY) |
Interest Rate |
0-$9,999.99 |
0.01% |
0.01% |
$10,000.00-$24,999.99 |
0.02% |
0.02% |
$25,000.00-$49,999.99 |
0.05% |
0.05% |
$50,000.00-$99,999.99 |
0.06% |
0.06% |
$100,000.00 + |
0.08% |
0.08% |
Business Money Market Deposit Account |
Daily Balance |
Annual Percentage Yield (APY) |
Interest Rate |
0-$9,999.99 |
0.02% |
0.02% |
$10,000.00-$24,999.99 |
0.03% |
0.03% |
$25,000.00-$49,999.99 |
0.05% |
0.05% |
$50,000.00-$99,999.99 |
0.07% |
0.07% |
$100,000.00 + |
0.10% |
0.10% |
Service Fees (effective September 1, 2020)
Account Fees |
Return Item Charge |
$36.00
|
Overdraft Item Charge (per item) |
$36.00
|
Maximum per day - Consumer |
$216.00
|
Maximum per day - Commercial |
$432.00 |
Return Deposit Item |
$10.00
|
Stop Payment |
$36.00
|
Cashier's Check |
$5.00
|
Savings Overdraft Charge |
$36.00
|
CD/IRA Early Withdrawal Penalty |
|
Terms less than or equal to 12 months
|
3 months of interest |
Terms greater than 12 months
|
6 months of interest |
IRA Transfer (external) |
$25.00 |
Holiday Club Early Closing |
$5.00 & loss of interest
|
Dormant Fee (per month) |
$5.00
|
Early Closing Fee (within 90 days) |
$25.00
|
Undeliverable Statement |
$5.00 |
|
|
Check Card/ATM Card |
ATM Transactions (per use) |
|
Non-National Bank ATM |
$2.00
|
Non-customer at National Bank ATM |
$3.00
|
Replacement Check Card |
$5.00
|
|
|
Wire Transfers |
Incoming - Customer |
$10.00
|
Outgoing - Customer |
$20.00
|
Outgoing - Primeline/Plus Package |
$10.00
|
Outgoing - International |
$65.00
|
Incoming - International |
$10.00
|
|
|
Additional Services |
Garnishments/Liens |
$100.00
|
Collection Item |
$20.00
|
Deposit/Loan Verification |
$10.00
|
Letter of Verification (Real Estate) |
$10.00
|
Check/Document Copy (per hour) |
$20.00
|
Statement Copy |
$3.00
|
Statement Reconciliation (per hour) |
$25.00
|
Account Research (per hour) |
$25.00
|
|
|
Safe Deposit Boxes |
Size (inches) |
Rental (yearly)
|
2 x 5 |
$25.00
|
2.5 x 5 |
$30.00
|
3 x 5 |
$30.00
|
4 x 5 |
$35.00
|
5 x 5 |
$45.00
|
3 x 10 |
$45.00
|
4 x 10 |
$50.00
|
5 x 10 |
$65.00
|
6 x 10 |
$65.00
|
6 x 11.5 |
$65.00
|
10 x 10 |
$95.00
|
12 x 12 |
$105.00
|
16 x 15.5 |
$150.00
|
Locker |
$125.00
|
Key Replacement |
$20.00
|
Drilling Fee |
$250.00
|
Late Payment Fee |
$10.00 |
The interest rate for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account.
Learn more about our accounts! Rates & Fees | Account Disclosure | Terms & Conditions