Interest rates on deposit accounts as of December 23, 2020. Click here to view our current Service Fees.
| Deposit Accounts |
| Account |
Annual Percentage Yield (APY) |
Interest Rate |
| Primeline Checking |
0.01% |
0.01% |
| NOW Checking (balance less than $2,500) |
0.01% |
0.01% |
| NOW Checking (balance $2,500 or more) |
0.01% |
0.01% |
| Statement Savings |
0.01% |
0.01% |
| Holiday Club |
0.01% |
0.01% |
| Health Savings Account (balance less than $2,500) |
0.01% |
0.01% |
| Health Savings Account (balance $2,500 or more) |
0.01% |
0.01% |
| Certificates of Deposit |
| Term |
Annual Percentage Yield (APY) |
Interest Rate |
| 90 days |
0.04% |
0.04% |
| 6 months |
0.05% |
0.05% |
| 12 months |
0.08% |
0.08% |
| 18 months |
0.10% |
0.10% |
| 24 months |
0.12% |
0.12% |
| 36 months |
0.18% |
0.18% |
| 48 months |
0.20% |
0.20% |
| 60 months |
0.28% |
0.28% |
| IRA's - Traditional & Roth |
| Term |
Annual Percentage Yield (APY) |
Interest Rate |
| IRA Savings |
0.01% |
0.01% |
| 12 months |
0.08% |
0.08% |
| 18 months |
0.10% |
0.10% |
| 24 months |
0.12% |
0.12% |
| 36 months |
0.18% |
0.18% |
| 60 months |
0.28% |
0.28% |
| Money Market Deposit Account |
| Daily Balance |
Annual Percentage Yield (APY) |
Interest Rate |
| 0-$9,999.99 |
0.01% |
0.01% |
| $10,000.00-$24,999.99 |
0.03% |
0.03% |
| $25,000.00-$49,999.99 |
0.05% |
0.05% |
| $50,000.00-$99,999.99 |
0.08% |
0.08% |
| $100,000.00 + |
0.12% |
0.12% |
| Business Money Market Deposit Account |
| Daily Balance |
Annual Percentage Yield (APY) |
Interest Rate |
| 0-$9,999.99 |
0.02% |
0.02% |
| $10,000.00-$24,999.99 |
0.04% |
0.04% |
| $25,000.00-$49,999.99 |
0.06% |
0.06% |
| $50,000.00-$99,999.99 |
0.10% |
0.10% |
| $100,000.00 + |
0.14% |
0.14% |
Service Fees (effective September 1, 2020)
| Account Fees |
| Return Item Charge |
$36.00
|
| Overdraft Item Charge (per item) |
$36.00
|
| Maximum per day - Consumer |
$216.00
|
| Maximum per day - Commercial |
$432.00 |
| Return Deposit Item |
$10.00
|
| Stop Payment |
$36.00
|
| Cashier's Check |
$5.00
|
| Savings Overdraft Charge |
$36.00
|
| CD/IRA Early Withdrawal Penalty |
|
|
Terms less than or equal to 12 months
|
3 months of interest |
|
Terms greater than 12 months
|
6 months of interest |
| IRA Transfer (external) |
$25.00 |
| Holiday Club Early Closing |
$5.00 & loss of interest
|
| Dormant Fee (per month) |
$5.00
|
| Early Closing Fee (within 90 days) |
$25.00
|
| Undeliverable Statement |
$5.00 |
| |
|
| Check Card/ATM Card |
| ATM Transactions (per use) |
|
| Non-National Bank ATM |
$2.00
|
| Non-customer at National Bank ATM |
$3.00
|
| Replacement Check Card |
$5.00
|
| |
|
| Wire Transfers |
| Incoming - Customer |
$10.00
|
| Outgoing - Customer |
$20.00
|
| Outgoing - Primeline/Plus Package |
$10.00
|
| Outgoing - International |
$65.00
|
| Incoming - International |
$10.00
|
| |
|
| Additional Services |
| Garnishments/Liens |
$100.00
|
| Collection Item |
$20.00
|
| Deposit/Loan Verification |
$10.00
|
| Letter of Verification (Real Estate) |
$10.00
|
| Check/Document Copy (per hour) |
$20.00
|
| Statement Copy |
$3.00
|
| Statement Reconciliation (per hour) |
$25.00
|
| Account Research (per hour) |
$25.00
|
| |
|
| Safe Deposit Boxes |
| Size (inches) |
Rental (yearly)
|
| 2 x 5 |
$25.00
|
| 2.5 x 5 |
$30.00
|
| 3 x 5 |
$30.00
|
| 4 x 5 |
$35.00
|
| 5 x 5 |
$45.00
|
| 3 x 10 |
$45.00
|
| 4 x 10 |
$50.00
|
| 5 x 10 |
$65.00
|
| 6 x 10 |
$65.00
|
| 6 x 11.5 |
$65.00
|
| 10 x 10 |
$95.00
|
| 12 x 12 |
$105.00
|
| 16 x 15.5 |
$150.00
|
| Locker |
$125.00
|
| Key Replacement |
$20.00
|
| Drilling Fee |
$250.00
|
| Late Payment Fee |
$10.00 |
The interest rate for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account.
Learn more about our accounts! Rates & Fees | Account Disclosure | Terms & Conditions