Savings & CDs

The National Bank features several types of savings plans to help you make the most of your money. We offer competitive rates that are based on current market conditions.

Compare our savings account features below – click on an account name or select from the list on the right for more details.

Category	Statement Savings*	Holiday Club*	Money Market Deposit Account*	CDs	IRAs	IRA Savings*	Health Savings Account
Minimum Daily Balance to Avoid Monthly Fee	$200	No	$1,000	No	No	No	No
Monthly Fee	$4	No	$8	No	No	No	No
Interest Bearing	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Minimum Opening Deposit	$1	$1	$1,000	$2,500 on 90 day; $500 on other terms	$500	$25	$25
Maturity Terms	No	Matures October 31	No	Terms from 90 days through 60 months	12, 18, 24, 36, & 60 months	No	No
Withdrawal Limit/Fee	None	$5 fee and no interest paid if closed early	None	Penalty for early withdrawal Learn more about CD withdrawals	Penalty for withdrawal under age 59 1/2	Penalty for withdrawal under age 59 1/2	None

Statement Savings*

Holiday Club*

Money Market Deposit Account*

CDs

IRAs

IRA Savings*

Health Savings Account

Minimum Daily Balance to Avoid Monthly Fee

$200

$1,000

Monthly Fee

Interest Bearing

Yes

Minimum Opening Deposit

$1,000

$2,500 on 90 day; $500 on other terms

$500

$25

Maturity Terms

Matures October 31

Terms from 90 days through 60 months

12, 18, 24, 36, & 60 months

Withdrawal Limit/Fee

None

$5 fee and no interest paid if closed early

None

Penalty for early withdrawal
Learn more about CD withdrawals

Penalty for withdrawal under age 59 1/2

None

* Indicates variable rate account.The interest rate and annual percentage yield for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account.The interest rate for all variable rate accounts may change after the account is opened. Account fees could reduce earnings on an account.