Facts
What does National Bank of Blacksburg (trading as National Bank) do with your personal information
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and checking account information
- Overdraft history and account balances
- Payment history and credit history
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons National Bank of Blacksburg t/a National Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information |
Does National Bank of Blacksburg t/a National Bank share? |
Can you limit this sharing? |
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes to offer our products and services to you |
No |
We don't share |
| For joint marketing with other financial companies |
No |
We don't share |
| For our affiliates’ everyday business purposes information about your transactions and experiences |
Yes |
Yes |
| For our affiliates’ everyday business purposes information about your creditworthiness |
Yes |
Yes |
| For our affiliates to market to you |
Yes |
Yes |
| For nonaffiliates to market to you |
No |
We don't share |
To limit our sharing
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 800-552-4123 or go to www.nbbank.com
What we do
How does National Bank of Blacksburg t/a National Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does National Bank of Blacksburg t/a National Bank collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan or apply for financing
- Open an account or use your credit or debit card
- Make deposits or withdrawals from your account
We may also collect information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
*National Bank of Blacksburg t/a National Bank doesn't jointly market.
Mail-in Form
If you have a joint account, your choices will apply to everyone on your account unless you mark here: [ ] Apply my choices to me only.
Mark any/all you want to limit:
[ ] Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
[ ] Do not allow your affiliates to use my personal information to market to me.
Name: __________________________________________________________________
Address: ________________________________________________________________
City, State, ZIP __________________________________________________________________________________
Account # _______________________________________________________________
Mail to:
National Bank
PO Box 90002
Blacksburg, VA 24060