National Bank Remains Strong and Resilient

A message from our President & CEO

Dear National Bank Customer,

We know many of you are following the news regarding Silicon Valley Bank (CA) and Signature Bank (NY), and the response from federal and state regulators.

We want to assure you that our risk practices and industry exposures are in stark contrast to these two institutions. We are a community bank serving local individuals and many types of businesses within the communities we serve.  Our diverse customer base greatly reduces our risk compared to banks that focus on a particular industry or market (like start-ups or cryptocurrency).

Throughout our 130 years in business, we have always prioritized safety and soundness. Our risk management processes have resulted in strong capital and liquidity positions, which will allow us to continue to serve all current and prospective customers.

We will remain vigilant as your community partner to changing market conditions and economic developments. Please feel free to reach out to us if you have questions about how these events affect your deposits or any facet of our ongoing relationship.


F. Brad Denardo
President & CEO