ESIGN Disclosure and Consent
The following disclosures are required by the federal Electronic Signatures in Global and National Commerce Act (“ESIGN’). Your consent to the terms of the disclosures is required for enrollment in electronic statement notification.
As used in this Disclosure, “Account” means your checking, savings, or money market account you have with us. “Communication” means any periodic statements and other information in connection with selected Accounts. “Internet Banking” means National Bank Internet Banking and any other online product or service offered through our website in which you have enrolled that is not otherwise governed by an electronic disclosure and consent. “We,” “us,” and “our” means the National Bank entity where your Account is held, and “you” and “your” means the individual(s) or entity using Internet Banking.
By selecting the "Accept" button below, you consent to the following:
1. Scope of Communications to Be Provided in Electronic Form
You agree that we may provide you with any Communications that we may choose to make available in electronic format, to the extent allowed by law, and that we may discontinue sending paper Communications to you, unless and until you withdraw your consent as described below. Electronic Communications include, but are not limited to:
- all periodic statements in connection with the eligible Accounts that you have selected.
- all legal or regulatory notices, disclosures, cancelled checks, and other information that would be contained in or accompany your periodic statement, including information we are required by law or regulation to provide to you in writing, such as pricing information and privacy notices
- any other information about your eligible Accounts, including all notices or disclosures about a change in the terms of your eligible Accounts.
You may view eligible Accounts by clicking on the Accounts tab in Internet Banking.
2. Method of Providing Communications to You in Electronic Form
We may deliver the Communications to you by any of the following methods: (a) by sending a notice to an email address you have provided us and making the information available to you through Internet Banking; or (b) by sending the information to an email address you have provided to us; or (c) to a wireless device you have designated; (d) to the extent permissible by law, by access to a web site that we will generally designate in advance for such purpose; or (e) any other electronic means we have mutually agreed upon.
Delivery of electronic Communications by any of these methods will be considered “in writing” and you intend that the electronic Communications have the same legal effect as written and signed paper communications. You agree to promptly notify us of any change in your contact information, such as your email address or mobile phone number. You can update your contact information through Internet Banking.
3. How to Withdraw Consent
You may withdraw your consent to receive electronic Communications by contacting us at 540-552-2011 or 800-552-4123 (toll free) or by contacting your account officer at the nearest National Bank branch location. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. We may treat an invalid email address as a withdrawal of your consent to receive electronic Communications. If you withdraw your consent to receive electronic Communications, we may terminate your access to or use of the online service.
4. How to Update your Records
It is your responsibility to provide us with true, accurate and complete email address, contact and other information related to the Disclosure and your Account(s), and to maintain and update promptly any changes in this information. You can update information (such as your e-mail address) through Internet Banking, by calling us at either 540-552-2011 or 800-552-4123 (toll free) or, or by contacting your account officer at the nearest National Bank branch location.
Any notification of change of email address you provide to us must be received by us at least thirty (30) business days before scheduled delivery of the email notification.
5. Requesting Paper Copies
You may obtain paper copies of the electronic Communications by printing them within Internet Banking or by calling National Bank Customer Assistance at 540-552-2011 or 800-552-4123 (toll free). We may charge you a reasonable service charge, of which we have provided you prior notice, for the delivery of paper copies of any Communication provided to you electronically pursuant to this authorization.
6. Hardware and Software Requirements
The minimum hardware and software requirements to access and retain the electronic Communications are:
- A personal computer or other device with operating system and telecommunications connections to the Internet capable of receiving, accessing, displaying, and either printing or storing electronic Communications;
- an e-mail account with an Internet service provider and e-mail software;
- a browser, such as Internet Explorer 10.0 or later, with 128-bit encryption;
- sufficient electronic storage capacity on your computer’s hard drive or other data storage unit;
- software that enables you to view files in the Portable Document Format (“PDF”), such as Adobe Reader version 10.0 or higher.
7. Communications in Writing
All Communications in either electronic or paper format from us to you will be considered “in writing”. You should print or download for your records a copy of this Disclosure and any other Communication that is important to you.
8. Termination / Changes
We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.
Please do not include sensitive information in emails to us because we cannot assure the security of the information sent to us via such e-mail, and it is possible that such information could be intercepted during transmission.
Please set your email address book settings to accept messages from our email notification address.
By clicking "Accept", you acknowledge that you consent to the National Bank ESIGN Disclosures and Consent and are able to electronically access and print or download the Communications. If you do not agree, you may press "Decline" and return to www.nbbank.com
Internet Banking/Account Support: 540-552-2011 or 800-552-4123 (toll free)
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